Transact conveniently at our branches in Uganda countrywide Kampala Koboko and Arua. Our range of financial solutions range from deposits, loans withdrawals, Forex, send and receive money platforms as well as digital banking. These products and services are designed to help you effectively manage your finances and grow your wealth.

LOMS has agents spread across the country. This enables LOMS customers access banking services, especially in areas where our banking halls and marketing units are not available. It is also a source of non-funded income for LOMS.

We have a variety of options to help you move your money faster.

• Deposit and withdrawals
• Super agency float for Mobile Money agents
• Account opening
• Loan repayment

LOMS micro finance offers selected services through appointed agents all over the country.

Features

Cash Deposit

• Present the agent with your debit card/ account number (where deposit is through cardless)
• Enter the amount and PIN (where deposit is cardless)
• Receive a receipt for the transaction. Confirm the details on the receipt before you leave the agent.
• If registered for mobile banking, you will also receive an SMS alert.
• Sign on the transaction register

Cash Withdrawal

• Present the agent with your LOMS debit card and National Identification card
• Enter the amount and PIN
• Receive a receipt for the transaction. Confirm the details on the receipt before you leave the agent.
• If registered for mobile banking, you will also receive an SMS alert
• Sign on the transaction register

Opportunity at agency banking

Balance inquiry

• Present the agent with your debit card or National Identification card
• Enter your PIN
• Print the receipt
• If registered for internet banking, you will also receive an SMS alert

Mini Statement

• Present the agent with your debit card or National Identification card
• Enter your PIN
• Print the receipt
• If registered for mobile banking, you will also receive an SMS alert

How to become an agent

• The business must be an existing legal entity (sole proprietor, Partnership, Company)
• The business must have been in existence for the last 6 months
• The business should be able to raise the minimum deposit

Western Union money transfer service is an easy way to send or receive money to friends and family almost anywhere in the world. This service is available in selected LOMS branches.

Benefits

• Receive or send money within minutes.
• Easy to receive or send money.
• Convenient.
• Secure and reliable means to track money.

Receiving Money

In order to receive money, you will need to:

• Visit a LOMS branch near you
• Pick the “To receive money western union form” and fill the required details correctly.
• Provide your Identification document.
• The teller will give you the cash and receipt.

Sending Money

In order to send money, you will need to:

• Visit a LOMS branch near you
• Provide your Identification and contact details.
• Give the teller the cash you want to send.
• Provide details of the person you are sending money to (Name, Country, secret question and answer)
• Save the receipt and share the tracking (MTCN) with the receiver.

Rates

• Confirm with the teller current fees for cash transfer
• Collection of money is free of charge

MoneyGram makes sending and receiving money transfers easy and convenient locally or around the globe. MoneyGram is available in selected LOMS branches.

Benefits

• Fast - few minutes’ service.
• Safe - Trusted by families around the world for more than 70 years.
• Convenient- A global network of more than 300000 locations at your service.
• Affordable – Low fees to send money

Send Money

In order to send money, you will need to:

• Visit a LOMS branch near you
• Present a valid government - issued photo ID
• Complete Send Money form
• Review and sign the receipt.
• Share the 8-digit Reference Number with your receiver for easy pick-up

Receive Money

In order to receive money, you will need to:

• Visit a LOMS branch near you
• Present a valid government-issued photo ID
• complete Receive Money form
• Review and sign the receipt
• Receive your money (usually in local currency)

Rates

• Confirm with the teller current fees for cash transfer
• Collection of money is free of charge

As we spend our day-to-day business activities using one currency, there are times when exchange services may be required and LOMS offers competitive foreign exchange services in the following International currencies:

• USD
• EUR
• GBP
• KSH

Benefits of transacting with us

• Competitive exchange rates
• Timely and assured delivery
• Advisory services