Loms Micro-Finance Loan requirement 1. National ID (for Ugandans) or passport (for non-Ugandans). 2. LC I Letter 3. Current Passport size Photo 4. Guarantor Details 5. TIN (Business Loan) 6. Proof of Income (e.g. Payslips, Employment Letter or bank statement for self-employed individuals). 7. Age 18-65 Yrs. 8. Proof of Residence (Utility bill (e.g., water or electricity bill) lease agreement, or any official document showing current address. 9. Bank Account Details (Active bank account from a recognized finance Institution). 10. Completed Loan Application Form Additional Requirements 1. Credit History Report (From CRB). 2. Loan Purpose 3. Reference (Professional Referee). 4. Collateral (Property or asset titles (e.g., land, house, vehicle) as security for the loan. 5. Membership (Member of any other cooperative). 6. Business Plan (for large business loans) 7. Mobile Money Account Registration (For Momo and Airtel money Clients).